How It Works

From Application to Funding in Simple Steps

01
Step One

Submit Your Application

Fill out our simple online form with basic details about your business and the type of funding you are looking for. The process takes only a few minutes and requires no commitment to proceed.

02
Step Two

Review & Assessment

Our funding specialists review your application and assess your business performance, cash flow, and funding needs. There is no hard credit pull at this stage, so checking your options will not impact your score.

03
Step Three

Receive Your Offer

We present you with a clear funding offer that outlines the terms, repayment structure, and total cost. No surprises and no pressure to accept. You review everything on your own timeline.

04
Step Four

Access Your Funds

Once you approve the offer and complete the final steps, funds are typically deposited into your business account within one to three business days. Your specialist stays available throughout.

A Process Designed Around Your Business

Fast Turnaround

Most applications receive a clear response within 24 to 48 hours so you can move forward without unnecessary delays.

Transparent Terms

Every offer comes with a complete breakdown of fees and repayment expectations. You always know what you are agreeing to.

Dedicated Support

A funding specialist is assigned from the start and stays involved throughout the entire process, ready to answer questions.

Choose the Path That Fits Your Business

Every business has different needs. Whether you need short-term relief, ongoing flexibility, or revenue-linked repayments, we have a structure that fits.

Get Started

Short-Term Capital

Quick access to cash without long repayment timelines or complicated terms and conditions.

Merchant Cash Advance

Capital tied to future sales revenue, with repayments that flex with your income during slower months.

Business Line of Credit

Draw funds as needed and pay only for what you use, with ongoing flexibility and no upfront commitment.

Questions About the Process

What documents do I need to apply?

Basic business information, recent bank statements, and proof of revenue are the typical starting point. Our team will guide you through exactly what is needed based on the type of funding you are applying for and your specific business situation.

Is there a minimum revenue requirement?

We work with businesses across a range of revenue levels. The key factor is consistent revenue over time and a clear picture of how the business operates day to day. Each application is evaluated individually by our team.

What happens if I am not approved?

If your application does not result in an approval, our team will explain why and let you know what options might be available going forward. We do not leave anyone without a clear answer or a next step to consider.

Can I apply for more funding after my first deal?

Yes. Many of our clients return for additional funding as their business grows. Your history with StanfordCap is taken into account and can improve your options and terms over time as the relationship develops.

How do repayments work?

Repayment terms vary depending on the type of funding you select. All terms are explained clearly in your offer before you agree to anything, so you always know exactly what to expect from the beginning.

Ready to Start the Process?

Create an account and let one of our funding specialists walk you through your options with no commitment required for the first conversation.